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Home Buying Tips & Advice

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The articles are set up to be a tutorial, taking you step by step through the home buying process.

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Don't Buy a Car - or Did You Already Buy One?

   When Income Grows and You Want to Buy "Stuff"

   Debt-to-Income Ratios and Car Payments

   How Buying a Car Reduces Your Purchase Price

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Things Not To Do Before Buying a Home

   No Major Purchases of Any Kind

   Don't Move Money Around

   Should You Change Jobs?

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Reasons to Delay Buying a Home

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Why Buying a Home is a Good Idea

   The Best Investment

   Income Tax Savings

   Stable Monthly Housing Costs

   Forced Savings

   Freedom and Individuality

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The Business Cycle and Buying a Home

   Recession and Expansion

   Supply and Demand

   Should You Try to "Time the Market"?

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What's More important -  Buying a House?  Or a Home?

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Why Search for A Realtor?

   Finding an Agent by "Accident"

   Listing Agents vs. Selling (Buyer's) Agents 

   Should You Call the Listing Agent?

   Agent's Advertising - Is the Purpose What You Think?

   Finding Your Own Realtor

   Some Basics About the Search

   How to Conduct the Search

   Interviewing A Good Realtor

   When the Agent Asks You for an Appointment

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Looking Ahead - Buyer's Remorse

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Buying a Home With Resale Value - Location

   Location, Location, Location?

   Location - Local Community, Town or City

   Location - the Local Neighborhood

   Location - the Residential Neighborhood

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Buying a Home With Resale Value - the House

   A Home With a View?

   Lot Choice and Landscaping

   House Size

   Bedrooms & Bathrooms

   Closets, Garage & Laundry

   Kitchen

   Fireplaces

   Swimming Pool?

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Comparable Sales and Your Offer Price

   Determining Your Offer Price

   Comparable Sales in the Public Record

   Comparable Sales in the Multiple Listing Service

   Comparable Sales - Pending Transactions

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Factors Affecting Your Offer Price

   How Property Condition Affects Your Offer

   How Home Improvements Affect Your Offer  

   How Market Conditions Affect Your Offer

   How Seller Motivation Affects Your Offer

   The Final Decision on Your Offer Price

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Offering to Purchase Real Estate- the Basics

   Introduction and Overview

   Contingencies in a Purchase Offer

   Earnest Money Deposit

   The Closing Date

   Transfer of Possession

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Writing an Offer - Safeguards Regarding the Property

   Disclosures From the Seller

   Condition of the Property Upon Transfer

   Inspections You May Require

   Final Walk-Through Inspection

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How Financing Details Affect Your Offer

   Down Payment

   Interest Rate

   Closing Costs and Financing Incentives

   Seller Financing

   Cash Offers

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How FHA and VA Financing Affects Your Offer

   Extra Costs for the Seller

   More Detailed (and expensive) Appraisals

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You and the Seller Must Agree on Some Services

   Settlement and Escrow

   Title Insurance Companies

   Termite and Pest Inspections

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Buyer's Remorse- Did You Make a Huge Mistake?

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Donna Bergeron, Realtor with Larry Trunk Real Estate Licensed in the State of Louisiana, USA (504) 908-5536
Office is located at 2412 David Drive, Metairie, LA 70003 USA  Telephone (504) 885-9544.

Information deemed reliable, but not verified or guaranteed. Not responsible for content found on external links.
Users are responsible for checking the accuracy, completeness, and status of all information

 

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